Lending that talks straight.
We don't make you jump through bank hoops. Red Dirt Home Solutions offers owner financing, contract for deed, and lease option / rent-to-own homes. We sell our homes directly, on contract, with terms that fit real families — and we explain every line in plain English or Spanish.

Real ownership, without the bank.
Owner Financing
Buy one of our homes directly from us. No bank, no PMI, no loan officer. You sign with the owner.
Contract for Deed
Red Dirt Home Solutions sells homes on contract for deed: you make monthly payments to us and receive the deed when the contract is paid.
Lease Option / Rent-to-Own
Move in as a renter with the option to buy. Part of your journey counts toward owning the home.
Investor Lending
Fix-and-flip, BRRRR, or buy-and-hold financing for Oklahoma investors. Local. Fast. Honest.
Making your monthly payment.
Your payment link is sent to you directly by text or email.
Local. Patient. Plain-spoken.
We're not a national lender with a quota and a callback queue. We're an Oklahoma family operation that funds deals we believe in.
That means faster yes-or-no answers, terms that consider the whole picture, and a real human you can call if life gets complicated.
Got a deal? Let's talk.
Send the basics — property, situation, timeline. We'll respond with real answers.