Your Home. No Bank.
We sell homes directly to families across Central Oklahoma — no mortgage approval, no credit check, no bank in the middle. Just a fair contract and the keys.
An Oklahoma family helping other families become owners.
For 18 years, Red Dirt has helped working families in Central Oklahoma stop renting and start owning — without the bank standing in the way.
Red Dirt Home Solutions offers owner financing, contract for deed, and lease option / rent-to-own homes. We sell our homes directly, on contract, with a flexible down payment and a payment that often looks a lot like rent. The difference? At the end, the house is yours.
Meet ScottThe bank says no. We say welcome home.
No credit check required.
Bruised credit, no credit, self-employed — none of it disqualifies you.
No bank. No mortgage approval.
You sign directly with the owner. No underwriting.
Build equity from day one.
Every payment moves you closer to owning the home outright.
We speak Spanish.
Le explicamos todo en español, paso a paso.
Three honest paths home.
Become an Owner
Owner-financed homes across Central Oklahoma. Flexible down payment. No bank required.
Sell Your Home
Cash offers in any condition. No repairs, no commissions, no waiting.
Owner Financing 101
How it works, what you'll need, and why it's safe — explained plainly.
Simple. By design.
- 01
Call or text us
Tell us about your family and what you can put down.
- 02
Pick a home
20+ homes ready to tour across Central Oklahoma.
- 03
Sign the contract
Direct with the owner — recorded legally in Oklahoma County.
- 04
Move in. Start owning.
From day one, you're building equity in a place that's yours.
Whatever's holding you back — we've heard it before.
"Scott didn't try to sell us anything — he sat down at our kitchen table and explained how a family like ours could finally own a home. We signed the next week."
Stop renting. Start owning.
20+ homes available now in Central Oklahoma. Call or text today.